The susceptibility of older adults to

There is evidence that a polymorphism in the ITGB3 gene is associated with hip fracture. See BMND1 for a list of bone mineral density BMD quantitative trait loci, some of which have been associated with susceptibility to osteoporosis. The findings suggested that genetic factors, expressed as low peak bone mass, may have a role in the development of postmenopausal osteoporosis.

The susceptibility of older adults to

Download the working paper from the Pension Research Council.

The susceptibility of older adults to

The State of Financial Fraud in America, Post-Conference Report The FINRA Foundation joined together with the Stanford Center on Longevity in November to host The State of Financial Fraud in America, our second financial fraud research conference that brought together academics who conduct research on financial fraud and the regulators, law enforcement agencies and advocacy groups that apply these findings to their work on the front lines.

Our objective was to showcase innovative tools to protect consumers from financial fraud, and to share new findings on the scope of the problem and the characteristics and behaviors that increase fraud susceptibility. Read the post-conference report. While researchers estimate that billions of dollars are lost to scams each year, measuring the true prevalence rate and costs of financial fraud has been hindered by a number of challenges.

Department of Justice—embarked on a project to create, test and refine a survey instrument to measure the scope of the problem.

Older Adult Drivers | Motor Vehicle Safety | CDC Injury Center

This study reports the results of the pilot test for this new survey instrument. Heightened Emotional States Increase Susceptibility to Fraud in Older Adults Financial fraudsters often attempt to evoke strong emotions in their victims to convince them to hand over money, and seniors may be particularly vulnerable to the effects of heightened emotions on decision making.

With funding and research participation from AARP and the FINRA Foundation, psychologists at Stanford University found that inducing emotions in older adults—whether positive excitement or negative anger —increased their intention to buy falsely advertised items, compared to young adults.

The issue brief was published by the Stanford Center on Longevity. Beyond psychological and emotional costs, nearly half of fraud victims reported incurring indirect financial costs associated with the fraud, such as late fees, legal fees and bounced checks.

How big is the problem?

An interesting insight from this research is that nearly half of victims blame themselves for the fraud—an indication of the far-reaching effects of financial fraud on the lives of its victims. The Impact of Survey Context on Self-Reported Rates of Fraud Victimization This study by the Financial Fraud Research Center at the Stanford Center on Longevity is designed to test if the "context"—defined as the survey title, stated purpose, and a set of prior questions—of a survey has an effect on whether respondents admit to being victims of fraud.

A survey about fraud victimization was modified to represent three distinct contexts: Results show that respondents that answered the fraud questions embodied in the crime context were less-likely to report being victims of fraud.

This inhibitory effect was particularly strong for individuals under the age of 35, over the age of 65, and for those with high self-perceived social status.

The effect was opposite for black respondents, however, with this population increasing their reporting of fraud when exposed to the crime context. Fraud reporting for those exposed to the consumer purchasing context did not differ from the control group.

Counter to expectations, the study did not find support for the first two hypotheses, suggesting that susceptibility to investment fraud might not be driven by cognitive decline or an appetite for financial risk-taking. However, victims did report higher impulsiveness and demonstrated less cognitive flexibility, which supported the third hypothesis.

The ubiquity of fraud solicitations coupled with the inability of many people to recognize the red flags of fraud place a large number of Americans at risk of losing money to scams. Americans 65 and older are more likely to be targeted by fraudsters and more likely to lose money once targeted.

The inability of researchers and policy makers to get an accurate measure of financial fraud constrains our understanding of the problem.

Three times 21 percent as many known investment fraud victims have attended a free lunch investment seminar as a national sample of investors 7 percent.

But fewer than half—only 44 percent—got a passing grade on a basic financial literacy knowledge test. The older the investor, the less likely he or she is to want to learn more.In younger adults, however, there were no significant differences in intention to purchase, suggesting that heightened emotion did not have an .


Who is most at risk?

A comprehensive document for the benefit of people interested in living very long healthy lives and who are willing to adapt emerging knowledge personally to do so.

Breast cancer is the second leading cause of cancer death in American women. About 2 out of 3 breast cancers are found in women 55 or older. Regular screening can help to detect tumors at an early stage when they are most treatable. In older adults, both excitement and anger increased the intention to purchase the items compared to participants in the control group.

In younger adults, however, there were no significant differences in intention to purchase, suggesting that heightened emotion did not have an effect on younger adults’ susceptibility.

Emotions Increase Susceptibility to Fraud in Older Adults |

In , there were more than 40 million licensed drivers ages 65 and older in the United States. 1 Driving helps older adults stay mobile and independent.

But the risk of being injured or killed in a motor vehicle crash increases as you age. To receive news and publication updates for BioMed Research International, enter your email address in the box below.

The susceptibility of older adults to
Older Adult Drivers | Motor Vehicle Safety | CDC Injury Center